Developing Your Spiritual Capital

OCEAN Programs

In one of our last blog posts on the 5 capitals, What it Really Costs to Run a Business, we invited our readers to answer a question:

Consider taking a broader view of your Five Capitals. What would it look like for you to manage your five capitals intentionally? How would you order your five capitals?

As we reflect on these five capitals God has given us to steward: spiritual, relational, physical, intellectual, and financial, one stands out among the rest. Spiritual capital deeply impacts every aspect of our lives, and as such, its power is far above that if intellectual or financial capital. (See Matthew 22:36-38). Spiritual Capital is measured in wisdom and power. Could you use more wisdom and power to accomplish your mission? You can get more spiritual capital, too.

Just as the other capitals can be increased through their respective methods of development: Intellectual with study, Relational through learning to honor people well, and so on, Spiritual Capital can also be grown. Since Spiritual Capital is the most important asset, any increase in it yields disproportionate benefits.

The habits and practices used to develop Spiritual Capital have been established over many years. These are typically called spiritual disciplines. While there are many, see Spiritual Disciplines for the Christian Life by Donald Whitney, here are three of the most important:

  • Daily engagement with the Written Word (Romans 15:4): Work to set aside at least 10 minutes every day. Find a translation that makes sense to you. Read a chapter. Reflect on the meaning. Pray. Be still and listen for the thoughts, images, or ideas that occur. Bible study can be done alone, with family, or in a group context. There is value found in all of these settings.

  • Prayer (Luke 18:1): Prayer is simply how we communicate with God, and cultivating this ongoing conversation helps guide our decisions and provide insight on a daily basis. Start by incorporating prayer into established times and established events: after Bible study, at noon, before a meal, etc. This is a healthy rhythm to set as we grow in relationship with our Creator.

  • Journaling (Hab. 2:2): God is all about impact. Recording what God is doing also allows you to have periodic reflection. Many of the problems that Israel had throughout the Old Testament could have been eased if they had chosen to remember all the ways God had cared for them in the past and remembered that he was fully trustworthy because of those things. Journaling gives us a tool to record and remember God’s faithfulness and his trustworthiness in your life.


What would implementing these disciplines in your life look like?
We encourage you to consider these, and to also dialogue with the Lord about them! Invite him into the process, develop iterations, find what works for you. These might not look the same for everyone, but finding sustainable rhythms and practices in developing your relationship with God is the bedrock for developing Spiritual Capital.

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